Ep #14: Bringing Guaranteed Income to All Americans with Matt Wolniewicz

Matt Wolniewicz is a 25-year industry veteran who is currently President of Income America.

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3/17/2021 - 60 minutes


Episode Summary

My guest today is Matt Wolniewicz who is the President of Income America, and he holds a board advisory role with Prime Capital Investment Advisors. A 25-year veteran of the financial services industry, he previously served as President of Fi360 and a Senior Executive at Morningstar. His new role with Income America is a really interesting one because it brings together several industry leaders to create a target date solution that provides a guaranteed lifetime income.


In this episode, Matt shares how his experience with his father’s retirement laid the groundwork for his passion to bring guaranteed income to all Americans. Listen in as he shares how he is working to do that through his role at Income America, the importance of fiduciary advice and the future of fiduciary, retirement plan fees, conflicts of interest in the industry, fintech, and more.


What You'll Learn

  • What Matt sees as the future of fiduciary in the financial services industry.
  • The importance of fiduciary advice.
  • Where the future of fintech in the retirement industry is going.
  • Why fintech has not taken off in the ERISA space as much as it has in other financial service areas.
  • What Matt is working on at Income America.
  • How his experience with his father’s retirement laid the groundwork for his passion to bring guaranteed income to all Americans.


Links to Resources


Ideas Worth Sharing

  1. “The average investor still doesn’t understand that their advisor is not required to be a fiduciary.” - Matt Wolniewicz
  2. “We need people to save more, and we need them to save more today.” - Matt Wolniewicz
  3. “If you do the right thing, no matter what period you measure yourself in, you will end up on the high side of what you’re looking to do.” - Matt Wolniewicz